We understand the CTP and RTWSA sector and know the importance of expert advice for those with permanent and commonly complex physical, neurological and/or intellectual disabilities. We can assist people at all stages following injury or illness, from an initial assessment of daily function and needs through to the design and prescription of customised assistive aids or home modifications.

With 13 Occupational Therapists on staff, we can confidently say we are a full-service clinic covering a wide range of adult disabilities and related needs. We are also lucky enough to have the state’s leading experts in those with complex needs including customised assistive technology, wheelchairs and seating; postural assessments; standardised functional capacity assessments (FIM), upper limb therapy, driver assessments and major/complex home modifications.

We work collaboratively with the claimant, treating health professionals, carers, insurers, case managers, employers where applicable, and other relevant parties to achieve agreed rehabilitation and therapy goals.

In relation to CTP insurers, we appreciate that each CTP insurer has varying reporting and plan requirements. As Living to the Max is an innovative and agile provider, we are able to adapt our services to suit specific needs.

CTP & RTWSA Services

Detailed assessments and reports, together with ongoing rehabilitation and treatment, can be done for any form of incapacity in relation to a wide
range of issues or circumstances. These include:

  • Motor accidents
  • Professional negligence
  • Public liability
  • Work-related injury or illness claims

Specifically, we can undertake the following:

The Assessment

In summary, the assessment identifies the client’s:

  • Level of independence
  • Pre-injury and post-injury status
  • Ability to perform tasks
  • Capacity to fulfill pre-injury roles
  • Any requirements for care
  • Any requirements for assistive aids, equipment or home modifications

The status of the client is assessed through:

  • Observation of performance of selected activities
  • Assessment of the environment (eg. home, work, school)
  • Interview with the client (and carer/s where possible)
  • Available medical opinion, including medical records
The Report

The Occupational Therapy Assessment report addresses the questions posed in the referral instructions and analysis of function in areas such as:

  • Personal care
  • Domestic duties
  • Need for referral relating to vocational ability, education and/or training needs
  • Capacity to care for others (eg. dependents, children)
  • Community access ( eg. driving, transport, shopping, attending medical appointments and participating in community activities)
  • Living skills (eg. ability to manage own affairs)
  • Ability to engage in social activities

Consideration is also given to past and/or future requirements. Our reports are based on sound methodology, with clear rationale and in accordance with the principles of Evidence-Based Practice.

The Recommendations

Recommendations are aimed at maximising a person’s level of functional independence. Recommendations may include:

  • Future therapy, treatment and/or rehabilitation needs
  • Assistive aids or equipment including type, cost, supply and maintenance
  • Home modifications to enhance independence, mobility and access or alternative accommodation options
  • Care requirements including domestic assistance, attendant care, nursing care etc
SA owned and operated

We are a South Australian family owned business who remain proud of the fact that we are not a franchise or part of a national organisation. Most importantly, we know our WHY.

Why we help other South Australian families. Why we actively participate in the community. Why we support our fellow South Australians who are ravaged by bushfires. Why we contribute to causes that support our veterans. Why we embrace technology to enable unique and flexible ways to provide services to clients in isolation or those in regional areas.

For us it’s simple, we love helping you, your family, our community, our city, our state. What more reason do you need? Thank you for helping us continue our why. Because that makes us feel a whole lot better.

Experience and expertise

Every referral is carefully screened by Tracie McInnes, our Managing Director and most senior Occupational Therapist, with 22 years’ experience working in adult disability. You can therefore have confidence that your Occupational Therapist will have the necessary experience to meet your needs.

We are also uniquely placed by having the highly credentialed Deb Harvey as our Chief Clinical Lead OT. Deb oversees all of our clinical services, ensuring the highest quality in everything we do. And, an industry leading mentorship and professional development program means our occupational therapists remain at the forefront of evidence-based best practice.

Exceptional customer service, guidance & support

From the very first time you contact us, you will feel at ease. That’s because we have Amy Felix, our Therapy Coordinator. Amy will take the time to guide you through the process and ensure you have everything you need to make an informed decision about your occupational therapy services.

Should you decide to proceed with our services, Amy will be with you every step of the way, ensuring complete transparency, you will know exactly what services will be provided, why it will be provided, how it will be provided, who will provide it and how much it will cost……and then we will ask you how we went to ensure we got it right.

To us, it all comes down to integrity, like you, we value our independence above all else, understanding that independence fosters integrity, honesty and accountability. For this reason we only provide occupational therapy. That way, if we refer you to a speech therapist, physio, podiatrist, exercise physiologist, dietician or any other provider, you’ll know it’s in your best interests, not ours.

Flexible service delivery

You choose how you want your services delivered. We are uniquely placed in our ability to provide services in one of three ways…..in your home, in our state-of-the-art clinic, or virtually via an easy to use web based platform. It provides us with unprecedented flexibility, allowing us to not only service the greater Adelaide area and Adelaide Hills, but also those in rural and isolated regions.

Our Services

Assistive Technology/Aids

Whether it's for mobility, safety, communication or participation, be sure to get the right advice.

Home Modifications

From grab rails to major renovations to new builds, we have the expertise to ensure it's done right.

Supported Accommodation Assessments

We can determine your support & accommodation needs, including Specialist Disability Accommodation (SDA) needs.

Wheelchair seating & postural assessments

SA's leading expert in posture management & seating for those with complex disabilities & spinal injuries.

Manual person transfer assessments & plans

To ensure the safety of carers when lifting or transferring persons.

Pressure care management

We can help with the prevention & management of pressure ulcers.

Hospital Discharge Planning

In the transition from hospital to home, we can ensure the appropriate supports are in place.

Neurological Rehabilitation & Therapy

A wide range of upper limb treatments in-home, in-clinic or virtually via video conference.


We specialise in manual handling, carer training & disability access for businesses & commercial settings

Functional Capacity Assessments

We can assess your ability to function from day to day & prepare a plan to maximise your independence.

Therapy Clinic

A full range of assessment & therapy services are available in-clinic. Hoist transfers available.

Enquire Today

You choose. In-home, In-clinic or Virtual Appointments Available.

Or call (08) 8331 0566

Registered & experienced NDIS Provider

You choose. In-home, In-clinic or Virtual Appointments Available.

(08) 8331 0566

(08) 8331 0277


Level 1/291 The Parade, Beulah Park, SA, 5067

M-F: 9:00am to 5:00pm